:root {
  --navy: #1a2a4f;
  --navy-dark: #0f1a33;
  --gold: #c9a14a;
  --gold-light: #e6c97a;
  --light-blue: #d8e3f2;
  --burgundy: #7a2231;
  --bg: #ffffff;
  --bg-soft: #fbfaf7;
  --text: #1a2a4f;
  --text-muted: #5a6478;
  --border: #e3e6ed;
  --max-width: 1100px;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  font-size: 16px;
  line-height: 1.6;
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
}

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

a { color: var(--navy); text-decoration: none; }
a:hover { color: var(--burgundy); }

h2 {
  text-align: center;
  font-size: clamp(28px, 4vw, 40px);
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--navy);
  margin-bottom: 24px;
}

.section-sub {
  text-align: center;
  font-size: 18px;
  color: var(--text-muted);
  max-width: 720px;
  margin: 0 auto 56px;
}

/* ── Header ────────────────────────────── */
.site-header {
  background: white;
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  z-index: 100;
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 24px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 10px;
}
.brand-name {
  font-weight: 800;
  font-size: 26px;
  color: var(--navy);
  letter-spacing: -0.02em;
}
.header-nav {
  display: flex;
  align-items: center;
  gap: 28px;
}
.header-nav a {
  font-weight: 500;
  font-size: 15px;
  color: var(--text-muted);
}
.header-nav a:hover { color: var(--navy); }
.header-nav .btn { color: white; }

/* ── Buttons ───────────────────────────── */
.btn {
  display: inline-block;
  padding: 10px 20px;
  border-radius: 8px;
  font-weight: 600;
  font-size: 15px;
  border: 1.5px solid transparent;
  transition: all 0.15s ease;
  cursor: pointer;
}
.btn-primary {
  background: var(--navy);
  color: white !important;
}
.btn-primary:hover { background: var(--navy-dark); color: white !important; }
.btn-ghost {
  background: transparent;
  color: var(--navy) !important;
  border-color: var(--navy);
}
.btn-ghost:hover { background: var(--navy); color: white !important; }
.btn-lg {
  padding: 14px 32px;
  font-size: 17px;
}

/* ── Hero ──────────────────────────────── */
.hero {
  padding: 90px 0 80px;
  background: linear-gradient(180deg, white 0%, var(--light-blue) 100%);
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 60px;
  align-items: center;
}
.hero h1 {
  font-size: clamp(32px, 5vw, 52px);
  font-weight: 800;
  letter-spacing: -0.02em;
  line-height: 1.1;
  color: var(--navy);
  margin-bottom: 24px;
}
.hero-highlight { color: var(--burgundy); }
.hero-sub {
  font-size: 18px;
  color: var(--text-muted);
  margin-bottom: 32px;
}
.hero-cta {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}
.hero-image img {
  width: 100%;
  height: auto;
  border-radius: 12px;
  box-shadow: 0 20px 50px rgba(26, 42, 79, 0.18), 0 8px 20px rgba(26, 42, 79, 0.1);
  border: 1px solid var(--border);
}

/* ── Showcase ──────────────────────────── */
.showcase {
  padding: 100px 0;
  background: var(--bg-soft);
}
.showcase-grid {
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 60px;
  align-items: center;
}
.showcase-image img {
  width: 100%;
  height: auto;
  border-radius: 12px;
  box-shadow: 0 20px 50px rgba(26, 42, 79, 0.15), 0 8px 20px rgba(26, 42, 79, 0.08);
  border: 1px solid var(--border);
}
.showcase-copy h2.left {
  text-align: left;
  font-size: clamp(26px, 3.4vw, 36px);
  margin-bottom: 20px;
}
.showcase-copy p {
  color: var(--text-muted);
  font-size: 17px;
  margin-bottom: 16px;
  line-height: 1.7;
}

/* ── Stats Band ────────────────────────── */
.stats {
  padding: 60px 0;
  background: var(--navy);
  color: white;
}
.stat-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  text-align: center;
}
.stat-number {
  font-size: clamp(40px, 5vw, 56px);
  font-weight: 800;
  color: var(--gold);
  letter-spacing: -0.02em;
  line-height: 1;
  margin-bottom: 8px;
}
.stat-label {
  font-size: 15px;
  color: var(--light-blue);
  font-weight: 500;
  letter-spacing: 0.02em;
}

/* ── How It Works ──────────────────────── */
.how {
  padding: 100px 0;
  background: var(--bg-soft);
}
.how-steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 32px;
}
.how-step {
  background: white;
  padding: 36px 32px;
  border-radius: 12px;
  border: 1px solid var(--border);
  position: relative;
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}
.how-step:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 24px rgba(26, 42, 79, 0.08);
}
.how-num {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--gold);
  color: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 20px;
  margin-bottom: 18px;
}
.how-step h3 {
  font-size: 21px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 10px;
}
.how-step p {
  color: var(--text-muted);
  font-size: 15px;
}

/* ── Who It Helps ──────────────────────── */
.who {
  padding: 100px 0;
  background: white;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}
.who-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 28px;
  margin-top: 50px;
}
.who-card {
  padding: 32px;
  border-left: 4px solid var(--gold);
  background: var(--bg-soft);
  border-radius: 0 8px 8px 0;
}
.who-card h3 {
  font-size: 22px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 16px;
}
.who-card ul {
  list-style: none;
  padding: 0;
}
.who-card li {
  color: var(--text-muted);
  font-size: 15px;
  padding: 6px 0 6px 22px;
  position: relative;
}
.who-card li::before {
  content: "✓";
  color: var(--gold);
  font-weight: 700;
  position: absolute;
  left: 0;
}

/* ── Testimonial ───────────────────────── */
.testimonial {
  padding: 90px 0;
  background: var(--light-blue);
}
.testimonial blockquote {
  max-width: 760px;
  margin: 0 auto;
  text-align: center;
}
.testimonial p {
  font-size: clamp(20px, 2.4vw, 26px);
  font-style: italic;
  color: var(--navy);
  font-weight: 500;
  line-height: 1.4;
  margin-bottom: 20px;
}
.testimonial cite {
  font-size: 15px;
  color: var(--text-muted);
  font-style: normal;
  font-weight: 600;
}

/* ── Our Story ─────────────────────────── */
.story {
  padding: 100px 0;
  background: white;
}
.story-grid {
  max-width: 760px;
  margin: 0 auto;
}
.story p {
  color: var(--text-muted);
  font-size: 17px;
  margin-bottom: 18px;
  line-height: 1.7;
}
.story strong { color: var(--navy); }
.story em { color: var(--burgundy); font-style: italic; }

/* ── CTA Band ──────────────────────────── */
.cta-band {
  padding: 100px 0;
  background: var(--navy);
  text-align: center;
}
.cta-band h2 {
  color: white;
  margin-bottom: 16px;
}
.cta-band p {
  color: var(--light-blue);
  font-size: 19px;
  margin-bottom: 32px;
}
.cta-band .btn-primary {
  background: var(--gold);
  color: var(--navy) !important;
}
.cta-band .btn-primary:hover { background: var(--gold-light); color: var(--navy) !important; }

/* ── Footer ────────────────────────────── */
.site-footer {
  padding: 32px 0;
  background: var(--navy-dark);
  color: var(--light-blue);
}
.footer-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 16px;
}
.site-footer .brand-name { color: white; font-weight: 700; font-size: 22px; }
.footer-links {
  display: flex;
  align-items: center;
  gap: 24px;
}
.footer-links a { color: var(--light-blue); font-size: 14px; }
.footer-links a:hover { color: var(--gold); }
.footer-copy { color: var(--text-muted); font-size: 14px; }

/* ── Legal Pages (Privacy / Terms) ─────── */
.legal {
  padding: 60px 0 100px;
  background: var(--bg-soft);
  min-height: calc(100vh - 200px);
}
.container-narrow {
  max-width: 760px;
}
.legal .back-link {
  display: inline-block;
  margin-bottom: 24px;
  font-weight: 600;
  font-size: 14px;
  color: var(--navy);
}
.legal .back-link:hover { color: var(--burgundy); }
.legal h1 {
  font-size: clamp(32px, 4vw, 44px);
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--navy);
  margin-bottom: 8px;
}
.legal .effective-date {
  color: var(--text-muted);
  font-size: 14px;
  font-style: italic;
  margin-bottom: 36px;
}
.legal h2 {
  text-align: left;
  font-size: 22px;
  font-weight: 700;
  color: var(--navy);
  margin: 36px 0 14px;
  padding-bottom: 8px;
  border-bottom: 2px solid var(--gold);
}
.legal h3 {
  font-size: 17px;
  font-weight: 700;
  color: var(--navy);
  margin: 22px 0 10px;
}
.legal p {
  color: var(--text);
  font-size: 15px;
  margin-bottom: 14px;
  line-height: 1.7;
}
.legal ul {
  padding-left: 22px;
  margin-bottom: 16px;
}
.legal li {
  color: var(--text);
  font-size: 15px;
  margin-bottom: 8px;
  line-height: 1.6;
}
.legal a {
  color: var(--navy);
  text-decoration: underline;
}
.legal a:hover { color: var(--burgundy); }

/* ── Responsive ────────────────────────── */
@media (max-width: 880px) {
  .hero-grid, .showcase-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .hero-copy { text-align: center; }
  .hero-cta { justify-content: center; }
  .showcase-copy h2.left { text-align: center; }
}

@media (max-width: 640px) {
  .header-nav { gap: 14px; }
  .header-nav a:not(.btn) { display: none; }
  .hero { padding: 60px 0 50px; }
  .stats { padding: 40px 0; }
  .stat-grid { grid-template-columns: 1fr; gap: 32px; }
  .showcase, .how, .who, .testimonial, .story, .cta-band { padding: 60px 0; }
}